Regular Loans
If the purpose of the loan is personal (not business-related)
ATM Loan
- Offered to government employees with permanent/regular employment status and who have no pending Administrative Case
- Up to P 500,000 Loanable amount
- Payable up to five (5) years, monthly payment through ATM
Pensioner Loan
- Offered to SSS, GSIS (and others) Pensioners
- Up to P 500,000 Loanable amount
- Payable up to three (3) years, monthly mode of payment through ATM
Back-to-Back Loan
- Offered to Members with Time Deposit in SAFADECO
- Loanable amount is equivalent to 80% of the existing Time Deposit
- Loan term is the same as the term of the Time Deposit
Privilege Loan
- Offered to Classified Members:
- Bronze – up to 2,000
- Silver – up to 3,000
- Gold – up to 4,000
- Platinum – up to 5,000
- Payable up to 2 months
- Fast loan approval and release
Grocery Loan
- Offered to Classified Members:
- Bronze – up to 2,000
- Silver – up to 3,000
- Gold – up to 4,000
- Platinum – up to 5,000
- Payable for 1 month
- Fast loan approval and release
Easy Loan
- Offered to all qualified SAFADECO Members
- Loanable amount is equivalent to the paid-up share capital
- Payable up to 3 years
- Fast loan approval and release
- No other requirements and co-makers needed
Barangay Official Loan
- Offered to at least 2 officials per barangay
- Loanable amount is 80% of monthly honorarium
- Payable until last month of term
Gadget and Appliance Loan
- Offered to all qualified SAFADECO Members
- Loanable amount is up to P30,000 worth of gadget or appliance
- Payable up to 1 year
- No down payment needed
Productive Loan
If the purpose of loan is for agricultural/non-agricultural business (Additional capital/start-ups)
- Offered to all qualified SAFADECO Members
- Loanable amount is equivalent to the paid-up share capital
- Payable up to 3 years
- Fast loan approval and release
- No other requirements and co-makers needed