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SAFADECO Official Website

Regular Loans

If the purpose of the loan is personal and not business-related.

Providential Loans

ATM Loan
  • Offered to government employees with permanent/regular employment status and who have no pending Administrative Case
  • Up to P 500,000 Loanable amount
  • Payable up to five (5) years, monthly payment through ATM
Pension Loan
  • Offered to SSS, GSIS (and others) Pensioners
  • Up to P 500,000 Loanable amount
  • Payable up to three (3) years, monthly mode of payment through ATM
FAME Loan
  • Offered to all qualified SAFADECO Members
  • Loanable amount for Classified members is up to P30,000 pesos worth of a gadget or appliance
  • Payable up to 1 year
  • No down payment needed
  • Interest rate is 1.25% per month or 15% per annum

If the purpose of the loan is personal and not business-related.

Tindahan Loan
  • Offered to government employees with permanent/regular employment status and who have no pending Administrative Case
  • Up to P 500,000 Loanable amount
  • Payable up to five (5) years, monthly payment through ATM
Grocery Loan
  • Offered to SSS, GSIS (and others) Pensioners
  • Up to P 500,000 Loanable amount
  • Payable up to three (3) years, monthly mode of payment through ATM
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Government Officials' Appointed and Elected Salary Loan
  • Offered to all qualified SAFADECO Members
  • Loanable amount for Classified members is up to P30,000 pesos worth of a gadget or appliance
  • Payable up to 1 year
  • No down payment needed
  • Interest rate is 1.25% per month or 15% per annum

If the purpose of the loan is personal and not business-related.

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Privilege Loan
  • Offered to government employees with permanent/regular employment status and who have no pending Administrative Case
  • Up to P 500,000 Loanable amount
  • Payable up to five (5) years, monthly payment through ATM
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Easy Loan
  • Offered to SSS, GSIS (and others) Pensioners
  • Up to P 500,000 Loanable amount
  • Payable up to three (3) years, monthly mode of payment through ATM
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Productive Loan
  • Offered to all qualified SAFADECO Members
  • Loanable amount for Classified members is up to P30,000 pesos worth of a gadget or appliance
  • Payable up to 1 year
  • No down payment needed
  • Interest rate is 1.25% per month or 15% per annum

If the purpose of the loan is personal and not business-related.

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Back-to-Back Loan
  • Offered to government employees with permanent/regular employment status and who have no pending Administrative Case
  • Up to P 500,000 Loanable amount
  • Payable up to five (5) years, monthly payment through ATM
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SAFADECO Chattel Asset Loan
  • Offered to SSS, GSIS (and others) Pensioners
  • Up to P 500,000 Loanable amount
  • Payable up to three (3) years, monthly mode of payment through ATM
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SAFADECO Real Estate Collateral Loan (SAREC)
  • Offered to all qualified SAFADECO Members
  • Loanable amount for Classified members is up to P30,000 pesos worth of a gadget or appliance
  • Payable up to 1 year
  • No down payment needed
  • Interest rate is 1.25% per month or 15% per annum

If the purpose of the loan is personal and not business-related.

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SAFADECO Palay Production Loan
  • Offered to all qualified SAFADECO Members
  • Loanable amount for Classified members is up to P30,000 pesos worth of a gadget or appliance
  • Payable up to 1 year
  • No down payment needed
  • Interest rate is 1.25% per month or 15% per annum

If the purpose of the loan is personal and not business-related.