Loans
Loans for Every Need
Need cash? We provide your financial needs to empower your family, farm, or business.
Regular Loan
Can be availed by SAFADECO Members for personal needs, business start-ups, or additional operating capital.
- Providential: If purpose is strictly personal & non- business related.
- Productive: For agricultural / non-agricultural business start-ups & extra working capital.
Micro Finance Loan
Non-collateralized loan for SAFADECO Members managing small businesses, whether agricultural or non-agricultural.
- Loanable: Up to ₱15,000 mac borrowing limit.
- Terms: Flexible repayment up to 6 months.
- Payments: Daily, weekly, semi-monthly, monthly, or lumpsum.
- Eligibility: For members managing active micro-enterprises.
P3 Loan
Non-collateralized loans can be availed by SAFADECO Members with small business note related to agriculture.
- Loanable: Up to ₱100,000 max borrowing limit.
- Interest: Low rate of 2.25% per anum.
- Tenure: Payable for up to 6 months with minimal fees.
- Remittance: Daily, weekly, semi-monthly, or monthly schedule.
Tindahan Loan
Non-collateralized loan for SAFADECO Members managing small businesses, whether agricultural or non-agricultural.
- Credit: Up to ₱50,000 grocery & retail inventory credit.
- Tenure: 3 months payable term.
- Interest: Affordable 1.5% low monthly interest.
- Frequency: Daily, weekly, or semi-monthly installment options.
Car Loan
Respond to the needs of the members in all aspects of their lives, one of the necessities nowadays is transportation not only for personal purposes but also for business.
- For Employed: Working for at least 3 years and
with current employer for at least 6 months - For Business: Should be in operation for at least 3 years
- Brand New – Up to 80% of Net Cash Price
- Used Vehicle (not more than 3 years) – Up to 70%
of the appraised value - 8% Interest Rate per annum (Brand New Vehicle)
- 18% Interest Rate per annum (Used Vehicle)
- Brand New – payable up to 5 years (60 months)
- Used Vehicle – payable up to 3 years (36 months)
We can help you
Contact us at the SAFADECO Branch nearest to you or submit a business inquiry online.